Financial Planning

SHANE HOLMES

Director & Financial Adviser

Shane joined the financial services industry in 1990 with Colonial Mutual Life providing advice on superannuation, personal life and disability insurance. He had a strong desire to provide independent advice for his clients and within 2 years commenced his own practice. He quickly developed business relationships with up to 10 life insurance companies, which provided Shane with the opportunity to deliver a wider range of tailored superannuation and insurance services to his clients.

Over time and with a shared client first focus Shane developed a strong working relationship with Greg Sheridan. In 1998 Shane and Greg merged their respective financial planning and accounting businesses to form what is known today as Sheridans Accountants & Financial Planners Pty Ltd.

Shane explains that, as advisers we often hear people say - “I don’t have enough money to see a financial planner”. However, we suggest the opposite is in fact true.  One of our favourite sayings is, failing to plan is planning to fail”.

All too often we hear of the impact failing to plan has on people. One example is inefficient estate planning with a large proportion of the population not having a legal and up to date Will or Power of Attorney in place. Poor estate planning can often lead to family disputes.

"There are many issues we discuss with clients, such as putting in place easy to follow budgets that allow our clients to commence saving for a home, a holiday or to grow their wealth. We review our client’s personal insurance protection plans with particular emphasis placed on selecting tailored products and well worded insurance policies. Tax effective and easy to understand retirement savings plan strategies are considered along with more complex and detailed advice for Self-Managed Superannuation Fund trustees. A comfortable lifestyle in retirement does not simply happen by chance. The right advice and a clear plan are the essential tools needed to achieve goals."

Personalised plans require regular revision to capture life’s financial milestones such as getting married, becoming a parent, children in their teenage years then approaching retirement. Shane says, "I really enjoy helping people plan through these various stages of the financial life cycle."

Shane completed his Diploma of Financial Planning in 2002 from Deakin University and continued to further his education by completing specialist accreditation courses to provide advice on Self-Managed Superannuation Funds, ASX Accredited Listed Products and Margin Lending and Geared Investments.

Shane’s professional associations and memberships include:

  •         Association of Financial Advisers
  •         Self-Managed Superannuation Fund Association of Australia
  •         Registered Tax (Financial) Adviser of the - Tax Practitioners Board
  •         Authorised Representative of – Sheridans Financial Services Pty Ltd

Outside of work, Shane enjoys spending time with his wife and son. In his younger days Shane represented Australia in cycling but nowadays enjoys endurance motorcycle trail rides in the remote areas of outback Australia.

COLIN TUTTY

Senior Financial Adviser (CFP) & SMSF Specialist Adviser

After a long career with one of the major banks Colin moved to Sheridans some 15 years ago to assist with the implementation of Sheridans fee for service financial planning offering and to cater to the needs of personal investors and self-managed superannuation fund trustees seeking to establish direct share portfolios.

As a qualified Certified Financial Planner and Self-Managed Superannuation Fund Specialist Advisor, Colin enjoys providing ongoing service to his many long standing clients and the opportunity to meet new investors seeking to become financially well organised.

Colin’s professional associations and memberships include:

  • Financial Planners Association of Australia (FPA)
  • Self-Managed Superannuation Fund Association of Australia
  • Registered Tax Agent of the Tax Practitioners Board
  • Authorised Representative of Sheridans Financial Services Pty Ltd

Outside of business hours, Colin is a keen gardener and enjoys travelling far and wide with his wife.

JOHN MENELAOU

Financial Adviser and Risk Insurance Specialist

John joined Sheridans in January 2011 to assist our clients develop financial strategies to improve their financial position. He has worked as a financial planner for the past 8 years and since commencing his career in the financial services industry in 1984, he has gained great experience in variety of technical advice and management roles.

During this time he has developed specialties in life and disability insurance, retirement planning and superannuation advice.

He is passionate about helping clients improve their lifestyle and achieve their goals. John believes his role is to help make the complex simple and to implement strategies that place our clients in a better financial position. John’s professional qualifications and memberships include:

  • Advanced Diploma of Financial Planning
  • Association of Financial advisors
  • Registered Tax (Financial) Advisor of the Tax Practitioners Board
  • Authorised Representative of Sheridans Financial Services Pty Ltd

He is married with 3 children and out of the office he enjoys spending time with family and friends, gardening and fishing. He also loves the cricket and footy.

KAREN BLACK  

Self-Managed Superannuation Fund (SMSF) Specialist Accountant

Karen commenced with Sheridans in 2007.  She has worked in a variety of roles within financial services industry since 1986 including 12 years at AMP as corporate superannuation account manager and associate consultant. 

She works with our SMSF clients, assisting them with the preparation of financial statements and compliance related matters. Being an Authorised Representative of Sheridans Accountants and Financial Planners Pty Ltd, allows her to provide strategic superannuation advice. She gains most enjoyment in assisting our SMSF clients with strategy and problem solving to assist them optimise outcomes for their financial future.

Karen’s professional qualifications and memberships include:

  • Bachelor of Arts (Accounting),
  • Certified Practising Accountant (CPA)
  • Registered Tax (Financial) Adviser of the - Tax Practitioners Board
  • Associate member of the Self-managed Super Fund Association 
  • Authorised Representative of - Sheridans Accountants and Financial Planners Pty Ltd

Outside work, Karen is married with 3 teenage children and actively seeks a balance between work, family and community. She is devoted to spending time with her family and as a volunteer at her children’s school Community Outreach Group.


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Administration

DENISE ROBERTS

Para Planner & Client Service Officer

Denise commenced with Sheridans in June 2008.  She has a wealth of knowledge and experience in client service, gained from a variety of roles and positions held within the financial profession since 1983.

As a Client Service Officer and Para-planner at Sheridans, Denise provides administration support to our Financial Advisors. A large part of her role is in the preparation of Statement of Advice documents, financial modelling along with assisting clients with completion and implementation of an array of complex financial documentation.

Denise works closely with our clients in assisting them with the implementation of their financial plan that has been provided by our advisors.

LAURA BILLINGHURST

Client Service Officer - Financial Planning

Laura joined Sheridans in January 2015. She brings with her knowledge and experience gained from over 10 years in the financial services industry.

As a Client Services Officer at Sheridans, Laura provides administrative support to our Financial advisors.  A large part of her role is preparation of reports for both our clients and advisors along with implementation of both investment and insurance strategies as recommended by the financial advisors.

Laura works closely with our clients in assisting them with the implementation of their financial plan that has been provided by our advisors.

LYNDA DICKEY

Client Service Officer - Financial Planning

After 12 years as Office Manager with a boutique Financial Planning Licensee, Lynda joined Sheridans in May 2012. She has brought a wealth of experience to Sheridans, gained over many years of working with large and small financial institutions, having held various key administrative roles within the financial services sector.

As well as providing client services and administrative support for our Financial Planning team, Lynda also assists the Directors of Sheridans Financial Services Pty Ltd (our Licensee Company).  Her responsibilities extend to ensuring compliance related matters associated with our Financial Services License held with the “Australian Investment and Securities Commission” (ASIC) are in order.

Lynda enjoys many things in life including the arts and all things sports.


JAKE CARMICHAEL

Assistant – Self Managed Superannuation Fund (BS)

Jake joined Sheridans in October 2017 after spending the previous five years in the banking sector with one of the major banks.

His role at Sheridans is in assisting our SMSF accountant with the day to day administration, which ensures the accuracy of information for our clients when they view their portfolios online via Sheridan’s website. Jake’s professional qualifications include:

  • Bachelor of Science (Business Administration and Marketing)
  • Certificate 4 - Financial Services

He obtained his degree from the Institute of Technology, while on an athletic scholarship in the USA.

Outside of work Jake enjoys travelling the world, spending time with friends and family and is currently playing soccer in the FFSA National Premier League with South Adelaide.


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